First Ever Pay Per Step Walking Insurance Is Here!

It's now March and my monthly Cupcake Virtual Marathon has gotten the best of me. Walking 26.2 miles each month has taken a toll on my walking shoes. I have one too many holes with all the mileage I've put on them! Not to mention trying to schedule my miles in between the Southern California El Nino storms! At times, I'm afraid to go out in fear of getting swept away by a flood!

Thanks to Metromile, the first-ever pay-per-step walking insurance is here: Metromile Pace. Metromile’s signature pay-per-mile car insurance has customers ditching their cars, many for their own two feet, which has made pay-per-step walking insurance a necessity. This innovative walking insurance is perfect for people who drive less and walk more.

How does it work?

Metromile's pay-per-step insurance functions through its new smart walking app: the Metromile Pace. Several factors will be considered when creating the customer’s unique per-step rate, including broken bone history, clumsiness score, and type of walking shoes.

Customers who sign up for the Metromile Pace will be covered in the event of:
  • Being caught in an unexpected rainstorm
  • Losing balance, tripping or falling
  • Worn out socks and shoes
  • Emergency walk-side assistance
  • And more!

Metromile is excited about their new “Walk Much?” alert, which gauges fall severity based on impact and alerts the provider immediately to help the customer get help as soon as possible. Metromile offers a safe-walker discount for walkers who commit to not walk-and-text, use the handrail when available, and follow the safe route recommended by their Metromile Pace.

Take advantage of the foot care package, which includes a monthly pedicure and new pair of socks.

Visit Metromile's website or call 888-761-9062 to get your very own personalized quote for your walking insurance!

April Fools! While Metromile doesn’t actually have a pay-per-step walking insurance, it does have revolutionary pay-per-mile insurance available in Washington, Oregon, California, Illinois, New Jersey, Virginia, and Pennsylvania. Check out my previous post of Metromile's pay-per-mile car insurance.

Metromile is designed for those who drive less than 10,000 miles a year and saves the average customer $500 annually.

With Metromile, drivers only pay a few cents per mile with a low base rate each month for full coverage. You can get your quote at

Metromile makes every car a smart car with the Metromile Pulse. The Pulse plugs into the standard OBII port and is used to track mileage and provide car data, such as driving stats, engine health and car location. It’s even been used to recover stolen cars!

Get your personalized quote today by visiting or by calling (888) 958-5973 (Mon -Fri, 6am - 6pm PST). You can visit them on Twitter and Facebook also!

Disclaimer: I received compensation in exchange for this blog post. All opinions are mine.